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Home Business

Now you can change your credit card billing cycle

Northeast NewsbyNortheast News
March 23, 2024
in Business
Now you can change your credit card billing cycle
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Guwahati: Are you facing problem with your credit billing cycle? Do you want to modify your billing cycle to guarantee credit card payments?

Now, customers can now modify their billing cycles at least once to better adjust it with your cash flow. Thanks to the revised RBI guidelines.

High interest rates, late payment penalties, and a drop in your credit score can all arise from missing a credit card payment.

The Reserve Bank of India (RBI) recently changed its regulations to make it easier for cardholders to manage credit card payments. Now, they can adjust the billing cycles and due dates of their credit cards.

All the credit card companies in India have been directed by the RBI to permit customers to switch their credit card billing cycle at least once.

The Credit Card and Debit Card Issuance and Conduct Directions, 2022’ was amended on March 7, 2024, with the intention of providing credit cardholders a chance to modify their billing cycle as per their convenience.

To give cardholders more flexibility, the amended clause now requires card issuers to provide the option to alter the credit card’s billing cycle at least once.

By making this adjustment, you can make sure that the date of your payment falls during periods of high cash flow, like right after you get your salary.

Now you can change the due date online with many banks using their net banking platforms. You can also get information about altering your billing cycle by giving your bank’s customer service a call.

Tags: credit card
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