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IRDAI allows 65 years+ individuals to purchase health insurance

IRDAI directs insurance providers to develop specially-designed products for senior citizens

Northeast NewsbyNortheast News
April 21, 2024
in Business
IRDAI allows 65 years+ individuals to purchase health insurance
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New Delhi: The Insurance Regulatory and Development Authority of India (IRDAI) has removed the age limit for purchasing health insurance policies.

Now, individuals over 65 years of age will be able to buy health insurance. The new policy has come into effect from April 1.

Earlier, there was an age limit of 65 years to buy new health insurance policies.

IRDAI’s latest move is aimed to guarantee extended health benefits to the senior citizens.

IRDAI is an autonomous and statutory body responsible for managing and regulating the insurance and reinsurance industry in India.

As per the IRDAI directives, the insurance companies in India will now have to design specialised policies catering to senior citizens.

The tailor-made products will now meet specific age-related requirements of the senior citizens, fostering a more inclusive healthcare ecosystem.

The insurance companies have also been asked to establish dedicated channels for addressing the claims and grievances of the senior citizens.

Though the insurance companies are yet to respond on the recent IRDAI directive, there are reports that the insurance premium for the products for senior citizens may be comparatively higher.

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